International Reply Coupon

A certain type of fraud that dates back centuries, known as a Ponzi scheme, derived its name from a deception involving stamps in the early 20th century.  According to the online Merriam-Webster Dictionary, a Ponzi scheme is “an investment swindle in which some early investors are paid off with money put up by later ones in order to encourage more and bigger risks.”  Investors are led to believe that their investment is yielding unrealistically high returns.  Despite the 20th century adage, “If it sounds too good to be true, it probably is,” billions of dollars have…